One Personal Finance Credit Should Be Required In High School

There are many problems in modern America, but I feel a substantial one is the lack of personal fiscal responsibility. To put it simply, many people leave high school and enter the "real world" with no idea how to manage, save, and spend money. To support this claim, I point to the recent downturn in the American economy. A substantial portion of the problem has been attributed to home foreclosures. And why are homes being foreclosed upon? For one of four reasons. 1) The bank loaned money to a p...